Terms and Conditions

Please read the following terms and conditions carefully as using the Ziyabuya Application and this web site means that you accept them.

Use of the Site

The content of this website and Ziyabuya Application is owned by Ziyabuya (Pty) Ltd, a Private Company duly registered in South Africa in 2014 (Registration Number: 2014/127276/07).

You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of Ziyabuya Application and this web site (including its content) without our express written permission.

You may view or print individual pages only for your personal use and not for any commercial or financial gain.

You may not use Ziyabuya Application or this web site or any of the contents on this web site in a way which causes or may cause:

  • the web site or the services offered to be interrupted, damaged or impaired;
  • offence or detriment to any other person who uses this web site or any of the services offered;
  • Ziyabuya, you or any other user of this web site to be in breach of any applicable law or regulation;
  • detriment to any person who supplies services to Ziyabuya in connection with this web site or service.

If we consider that you are doing, or are likely to do, any of these things or in any other way are adversely affecting this web site, its users, Ziyabuya Application or its suppliers, we may immediately suspend your use of this web site or any of the services offered.

Ziyabuya takes no responsibility for any loss or damage suffered by any person or organisation relying on the information and services contained within this web site.


The content of this web site including all research, opinions or other content does not constitute legal, tax or financial advice, nor does it necessarily reflect the views of Ziyabuya management, staff, shareholders, associates or suppliers. Before making any decision or taking any action which might affect you please seek appropriate advice from a suitably qualified person.

This web site may include technical, typographical or other inaccuracies and you are urged to contact our editorial staff to confirm all information contained herein before placing any reliance on it. Changes are constantly made to Ziyabuya Application and the information on this web site. These changes are incorporated without notification. Ziyabuya reserves the right to alter or amend any criteria or information set out on Ziyabuya Application and this web site without notice.


All materials including all content and images published on Ziyabuya Application and this web site are protected by copyright under South African copyright law. The web site as a whole is also protected under South African copyright law and international agreements.

All web site code is Copyright © Ziyabuya and may not be copied or redistributed.



Calvara Group (Pty) Ltd, a partner company of Ziyabuya (Pty) Ltd, is the lawful proprietor of the following PCT Patents Pending:

  • PCT Patent Application P68899ZP00



  • PCT Patent Application P683254ZP00


No Offer

No information or content contained on this web site should be taken as an offer by Ziyabuya. All products offered by Ziyabuya are subject to completion (in the manner required) of the requisite application forms and other documentation and are governed by the relevant Ziyabuya terms and conditions. Ziyabuya reserves the right to reject in its discretion any application submitted for services contained on this web site.

Transmission of Information

Your attention is drawn to the fact that information transmitted via the Internet is susceptible to monitoring and interception. You will bear all risk of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by you as a result of transmitting information to us. We reserve the right to request independent verification of any information transmitted via email.

Please be aware that any unsolicited confidential or proprietary information sent to our editorial staff via the Internet cannot be guaranteed to remain confidential. If you need to send such information to our editorial staff and are concerned about the security of this information please contact us and we will advise you of the most appropriate method of transmission.

Limitation of Liability

This web site should only be used for information purposes. It is not advice and you should not rely on it to make (or refrain from making) any decision or take (or refrain from taking) any action unless otherwise directed. Ziyabuya is not responsible for the web site’s accuracy or its fitness for a particular purpose or the reliability of the access to the web site and/or Ziyabuya Application, unless otherwise indicated.

Ziyabuya is not liable for any damages or losses resulting from your use of or inability to use Ziyabuya Application or this web site. We do not guarantee that Ziyabuya Application or this web site will operate free of error, or that this web site is free from computer viruses or any other contaminating computer program.

We do not accept any liability for any acts or omissions resulting from your decision or opinion formed on the basis of your use of this web site.

Our staff are unable to answer any financial or commercial questions or offer any financial or commercial advice.

Links to other Web sites and Services

This web site contains links to other web sites which are not under our control. The links to other web sites are included for your convenience and we do not accept any responsibility or liability for enabling you to link to any other web site, for the contents of any other web site, for the security of any other web site, or for any consequence of your acting upon the contents of such web site.

Changes to these Terms and Conditions

We may change these terms and conditions, for Ziyabuya Application and this website, of use at any time by posting notice of the changes on this web site. If you use Ziyabuya Application or this web site after we have posted any such changes you will be bound by the new terms and conditions. You should therefore ensure that you read the terms and conditions each time you use Ziyabuya Application or this web site.

Governing Law and Jurisdiction

These terms and conditions and your use of Ziyabuya Application and this web site are governed by and construed in accordance with the laws of South Africa and any disputes will be decided only by the Courts of South Africa.

Connected Interests

Ziyabuya and any company or individual connected to it, including its members and employees, may have a position or interest in any product or service recommended in this or any other Ziyabuya web site.

World Wide Web

The content of this web site is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this web site is prohibited. Persons in respect of whom such prohibitions apply must not access this web site.